Do you want to close your Chase Checking account? Here is how you can make it happen. Follow the guide to know the steps that can help you close that account and do more. So, let’s get started.
What is a Chase Checking Account?
A Chase checking account can be considered a secure home base for your everyday money. It’s where you deposit paychecks, pay bills, and also use a debit card for daily purchases and stuff. People love it so much because of the convenience that it offers. It’s amazing how you can save time while making a purchase with its help. While some accounts have monthly fees, they’re usually easy to skip if you have a regular direct deposit and have been using it for a long time now. A little or no interest is another perk that draws multiple customers. But let’s jump to the part where you can close it.
Steps to close a Chasing Checking Account
If you want to close a Chasing Checking Account, then these are the steps that you can follow.
Prepare Your Balance
As the first move, this is the best thing. Before you call or click anything, move your money out. It’s good to leave a $0 balance, but make sure all pending transactions have cleared first to avoid any legal discrepancy. If you close it with money inside, Chase will mail you a check, which can take a week or two. You can then cash it out at your convenience.
Redirect Your Life
It is also recommended that you go through your last three statements and move every direct deposit and automatic payment to your new bank. This will ensure that your subscriptions stay active and your payment processes are not hampered.
Send a Message
The Secure Message is the way to go! Log in to Chase.com and go to the Secure Message Center. Send a new message under “Account Inquiry” asking to close the account. This may take a couple of days to come into effect, so wait.
Call Them Up
Another way is to call 1-800-935-9935. It’s usually faster than the messaging system that is offered by them, and it works just fine. They may ask you to state a reason for closing the account. But that shouldn’t be so hard.
Visit
If you’re near a branch or prefer things in person, just walk in with your ID and share your query. They will process your request, making sure your account gets closed.
These are the ways and the steps that you can follow in order to close a Chase Checking Account.
